Dealing With Uninsured/Underinsured Motorists

A car accident is a problem on its own, but that problem is compounded when the driver who hit you does not have proper car insurance. The point of insurance is to mitigate the damage done by unexpected accidents, but that system can get complicated when the other driver has no insurance or a minimum limits auto insurance policy.

While litigation may be an option in some cases, uninsured motorists generally have too few assets to make this a viable legal strategy. Fortunately, there may be other solutions to help you get compensation for an accident, even if the other driver is not able to provide that compensation directly.

Make Your Own Insurance Policy Work For You

One resource is your own insurance policy, which may include coverage for bodily injury and/or property damage caused by an uninsured or underinsured motorist — this coverage is recommended, but not required for Washington residents.

Your own insurance company may try to find loopholes to deny or limit coverage, but the motor vehicle accident attorneys at Cooney Law Offices can help you interpret the fine print of your insurance policy and get the compensation you deserve.

To find out how Cooney Law Offices can help you after an accident, contact us online or call us at 509-326-2613 and schedule an initial consultation in our Spokane office.